Better Kansas – Ideas for Living, Growing and Succeeding

Tag: Check Your Credit

Better Kansas – Feb. 4, 2021

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This week in Better Kansas: The return of the Insect Art Contest, Check Your Credit program, wildfire season updated outlook, the answer people, farm resources and a corn marketing workshop. This is a small glimpse of what K-State Research and Extension across the state has to offer. Share on social media and subscribe! – Mary Lou Peter mlpeter@ksu.edu

Better Living, Better Communities

THIS TIME OF YEAR CAN SEEM DISMAL with its cold, wintry weather and way-too-short days. And then there’s the pandemic, and don’t get me started about basketball. To lighten things up, the Insect Art Contest is back! This year’s theme is “Exploring Pollinators” with categories from kindergartners to high schoolers. Entries can be submitted until April 16, 2021. Pictured are Dragonfly, last year’s overall contest winner and Praying Mantis, a category winner. This year’s winning insect masterpieces will help promote pollinator week in June. Take a look to access the entry form and contest rules. Maybe one day they’ll have a category for us adults. In the meantime, get your kiddos started.

 

REMINDER: Sign up for CHECK YOUR CREDIT, a free extension program that reminds you to check your credit report with one of the main credit reporting agencies every four months. It also sends an occasional educational message to help sharpen financial literacy. It’s all part of the Family Finances program that supports financial wellbeing through educational programs and resources. Wish I’d learned some of these things much earlier in life, but there’s no time like the present. It’s not just credit card companies, car dealers or mortgage lenders who are interested in our credit history. Even landlords check prospective renters’ credit history, so it’s important to make sure the information on our credit reports is accurate.

Better Farming, Ranching and Gardening

JUST WHEN WE HAD SOME NICE PRECIPITATION, it looks like things could turn drier in coming months and that could mean a greater chance of wildfires across Kansas this year. According to people who track these things (the Kansas Weather Data Library and Kansas Mesonet among others), we have a slightly increased chance of wildfires than average during the typical Kansas fire season, February through April. Take a look at the Updated 2021spring wildfire outlook for Kansas in the latest Agronomy eUpdate.

 

HAVE A QUESTION? CHECK WITH THE ANSWER PEOPLE. In saying that I mean your local K-State Research and Extension agent or specialist on a wide array of topics. They may not have an immediate answer, but if they don’t, they are good about tapping fellow extension professionals and colleagues in other states who are part of the land-grant system. Why is my lawn turning yellow? How can I talk to my children about COVID? Where can I learn about managing diabetes? What are the latest corn varieties for my area? In the past few weeks, I’ve seen agents tap fellow agents for information about everything from managing Longhorn cattle to fenceposts to dealing with difficult neighbors and webinars about Alzheimer’s. In every case, a flurry of colleagues responded with potential resources and solutions. Check with your local answer people for more information.

 

I CAME ACROSS A FARM TALK NEWSPAPER COLUMN RECENTLY, written by a former longtime K-State Research and Extension colleague of mine who’s now farming and raising cattle full time. It was written some time ago, but it really resonated with me. With his permission, I share “Surviving Together.” Keep in mind, this was written before the terms “pandemic” and “coronavirus” were even part of our everyday conversation. If you’re struggling, reach out to someone – a friend, a pastor, a family member. If you know someone who may be struggling, check in with him or her. For help with farm legal, financial and mediation services, make a confidential call to the Kansas Agricultural Mediation Services (KAMS) at 800-321-3276. K-State’s Farm Analyst Program is another resource available for agricultural producers facing challenging times.

 

HEADS UP TO CORN PRODUCERS IN SOUTHEAST KANSAS: Check out “Winning the Game” Corn Marketing Workshop Feb. 23 in Erie at the Neosho County Fairgrounds. Attendance and lunch are free to those who pre-register. The fee at the door is $5 per person. Topics include an array of potential marketing strategies, as well as a corn market outlook for 2020/21. If you can’t make it to this workshop, check your local extension office to see what meetings and workshops are planned on this or other topics for your area.

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For more resources and activities, contact the K-State Research and Extension office in your area. Check out our other blogs and subscribe to our weekly emails here: https://www.ksre.k-state.edu/news/blogs/

Better Kansas – Feb. 6, 2020

Header image for the Better Kansas BlogWelcome to Better Kansas, where every Thursday we shed light on events, resources and other information designed to make your life, businesses, communities and state better. This is a small glimpse of what K-State Research and Extension across the state has to offer. Share on social media and subscribe! – Mary Lou Peter mlpeter@ksu.edu

Better Living, Better Communities

WHEN A BAND OF ENTERPRISING PEOPLE GET TOGETHER TO LOOK OUT FOR OTHERS, good things happen and that’s how the Check Your Credit program was launched this month. Signup is free for the educational program designed to remind us how, when and why checking our credit reports for accuracy is so important. Really, who has time to contact the three credit reporting agencies to ask them for a copy of what they have on us? It’s easy to let this slide, but when we least expect it, we’ll be reminded why we should. Errors on a report can result in a lender charging a higher interest rate or denying credit altogether. Read more about the new program. Oh, and that band of people? They’re members of the Family Resource Management Program Focus Team (or PFT in extension lingo), a group of extension agents and specialists across the state who provide financial education to individuals and families through presentations, written articles, fact sheets, webinars and more. Wish I’d known about such people and their good work a long time ago!

 

KIDS, BUGS AND ART: A GREAT COMBINATION! PUT THEM ALL TOGETHER and you get a cool Youth Art Insect Contest! Winning entries will be featured in a deck of cards (think “Old Maid”-type card game) and distributed to Kansas schools. I love this idea! What a great way to teach kids about our natural world. It reminds me of a visit to a friend in Massachusetts long ago, when my friend’s young son gave me a carefully crafted bug picture as a going-away gift. That sweet little guy had taken dead bugs from his collection and taped them to a piece of paper. I guarded that “picture” all the way back to the Midwest. Hey, dead bugs are fragile! Crispy bugs may not work well for this contest but we have some very creative kids in Kansas who will come up with some great insect artwork. Enter now! The deadline is April 3, 2020.

Better Farming, Ranching and Gardening

LADIES AND GENTLEMEN, START YOUR PRUNING! If you’re lucky enough to have apple or pear trees on your property, the best time to prune them is almost upon us. That would be late winter (especially in southern Kansas) or early spring. That gives you a little time to make sure you have your pruning shears and saws, loppers and pole pruners clean, sharpened and ready to go. It will be nice to get outdoors and do something! Check out a Pruning Apple and Pear Trees factsheet for more specifics plus pictures.

 

HAVE YOU EVER PUZZLED OVER A BROWN SPOT IN YOUR LAWN? LEAVES DROPPING FROM TREES? TROUBLING SYMPTOMS IN YOUR CROP? Help is just a phone call or visit to your local extension office away. Extension agents can help you through the process of taking samples and sending them off to K-State’s Extension Plant Pathology Lab, which processes more than 1,000 samples a year as they work to determine the source of the problem – the first step in getting your lawn or farm back to health.

 

KANSAS AGRICULTURAL MEDIATION SERVICES HAS A NEW LEADER! The organization dedicated to helping ag producers work through financial challenges they may have with lenders has named Erin Strathe as its new staff attorney. Strathe succeeds Forrest Buhler, who led KAMS for 32 years. Buhler retired Jan. 31. KAMS was born of the 1980s farm crisis and since then has worked along with the Farm Analyst Program and others to help thousands of farmers, ranchers and creditors confidentially work through challenging circumstances. More information about KAMS and the transition is available in a news article and on the KAMS website. Or call 1-800-321-3276.

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For more resources and activities, contact the K-State Research and Extension office in your area. Check out our other blogs and subscribe to our weekly emails here: https://www.ksre.k-state.edu/news/blogs/