Kansas State University


Powercat Financial

Ways to Save Money When Shopping Online

In times of uncertainty, particularly times like these, it’s important to save money whenever you can. Now, since we’ve been advised to stay home, online shopping is becoming one of the main ways for us to get what we want and need. Fortunately, sites and apps like Ibotta, Rakuten, and Honey make it easy to save.


Ibotta is a free phone app that allows you to earn cash back on your purchases at participating retailers. There are over 300 stores to shop from which include retail chains, restaurants, convenience stores, home improvement centers, pet stores, and pharmacies nationwide. The cash back is another way to make money while at home.

In order to start saving with Ibotta, you will need to create an account. Once you have created your account, pick the store you are going to shop at. From there, the app will display all available coupons or discounts. After the coupon or discount is selected and the items are purchased, you can redeem the offers by taking a photo of the receipt. The cash back will be added to your account balance. Once your account balance is $20.00 or more then you can choose to transfer the money into your PayPal account or transfer your balance onto a gift card to use at your favorite retailers.

Rakuten  https://www.rakuten.com/

Rakuten is a website that allows you to earn a percentage back from shopping at your favorite stores online and in-person. There are over 2,500 stores to shop from, which includes Walmart, Amazon, Ulta, Best Buy and many more. Right now, Rakuten is offering $10 dollars as a welcome bonus for first-time users. On top of that, Rakuten offers bonuses to users who participate in their referral program.

Once a Rakuten account is made, in-person shoppers can link their card to their Rakuten account to access their discount. Online shoppers will choose their desired website then be re-directed to your chosen store’s website. Within 24 of the purchase being made, Rakuten will update your account balance. Similar to Ibotta, the cash back will be added to your account balance and the funds can either be transferred to your PayPal account or you can request a check be mailed to you.

Honey  https://www.joinhoney.com/

Honey is a website that searches the internet for coupons so you don’t have to. All you have to do to get started is go to their website, download their browser extension to your computer, and then start shopping online. That’s it, it’s that easy because Honey automatically scours the internet for coupons to use at any online retailer and then applies them for you at checkout. Saving money through Honey is simple! Honey has over 10 million members and has helped its users save over a billion dollars in total.

Remember Powercat Financial continues to offer financial counseling sessions either online via Zoom or via telephone for current students. Appointments may be request from the link on our website at www.k-state.edu/powercatfinancial.

Maria Daniele

Peer Financial Counselor I

Powercat Financial


About Powercat Financial

Director of PFC

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