Phone app developers know your time and money is important, so they created some apps for on the go. If you want to track spending, check your bank account, organize your expenses, find the best deals, or get coupons, it is available on your cell phone.
Fixx
With Fixx, it’s easier than ever to increase your savings for tomorrow by keeping track of what you earn and spend today. Whether you spend money on bills, food, your dog Toto, or a coffee, Fixx makes it easy to organize your expenses and income. You can track your expenses month to month and look at your spending habits over a few years. You can even see how much you could save by cutting back some of your spending fixes. The Fixx app is available for free on Android and iOS.
Virtual Wallet
Life is busy and it’s hard to stay on top of everything, especially your money. Virtual Wallet dials down the pressure. It’s a simple way to keep all your financial stuff in order and track it in one place. With Virtual Wallet, you can track your everyday spending, set up short term savings for that summer trip coming up, and save long-term. Some features include overdraft protection, paying bills online, quick transfer of funds, and a bill due date organizer, where you can pay them directly from the app. The Virtual Wallet app is available for free on Android and iOS.
Anza Money
Anza is a bookkeeping and money tracking application for your phone. Set budgets, schedule transactions, protect your pin code, and set up screen widgets in this free app. Anza Money is available only on Android.
Mint
Mint is a user friendly budgeting tool that makes sense of your spending today and sets you up for success tomorrow. Set financial goals of monthly spending and get alerts when you are close to those budgets. The app knows the difference between a restaurant and a gas station, so you don’t have to spend time sorting your transactions. You can even receive free money tips for savings. All of this is just at the reach of your fingertips. The Mint app is available for free on Android, iOS, and Windows.
Tab
Out with friends and need to split the bill? Tab helps you do this by adding each person in, scanning the check, and allocating who ordered what. Tab even allows you to enter in and split up the tip! The Tab app is available for free on Android and iOS.
RetailMeNot
Retail Me Not saves you time and money when shopping. Find discounts in your area and get the best bang for your buck. Find coupons for most all stores and plan to save before you start shopping. The RetailMeNot app is available for free on Android and iOS.
REDLaser
Scan the product’s bar code and instantly find the best deal around: it’s that easy. Use Redlaser to get the best deals. RedLaser partners with thousands of stores across the world to find you the best price so you can better allocate your money. REDLaser is available for free on Android, iOS, and Windows.
Credit Karma
View your credit score along with what factors are determining it, how you can work towards improving it, and monitor for potential identity theft. This app lets you track your credit score so you can be proactive at making it the best it can be. The Credit Karma app is available for free on Android and iOS.
In addition to the above-mentioned apps, you can also look to see if your bank, credit card companies, or student loan servicers have apps to use. This can aid you in knowing how much you have in your accounts at all times, deposit checks electronically, and pay your bills at the touch of your finger. Take back control of your finances from the convenience of your phone.
Saving money doesn’t have to be a hassle. With some user-friendly apps, you can be on your way towards better savings in no time.
Tyler Larson
Peer Counselor II
Powercat Financial Counseling
www.k-state.edu/pfc
