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Cybercriminals ramp up attacks early in the year, often impersonating the IRS, H&R Block or TurboTax. Protect your data and keep your refund secure with these quick tips.
File early
Filing as soon as possible reduces the risk of tax fraud. Scammers use stolen Social Security numbers to file fake returns. If someone files before you, reclaiming your refund is a long process.
Use an IRS identity protection PIN(IP PIN)
An IRS IP PIN adds an extra layer of security, preventing unauthorized tax filings with your Social Security number.
Enable two-factor authentication
Use two-factor authentication on your IRS account, tax software and bank accounts to prevent unauthorized access.
Beware of tax scams
Cybercriminals pose as the IRS, tax preparers and banks. Watch for:
- Fake IRS contact: The IRS won’t email, text or message you.
- Urgent threats: Scammers push for immediate action.
- Requests for sensitive data: Never share Social Security numbers, bank information or passwords via email or phone.
- Suspicious links and attachments: Clicking on a link or opening an attachment could install malware.
Vet your tax preparer
Ask how they protect client data, who has access and whether they use encrypted storage and secure backups.
Back up your tax records
Make digital and physical backups of your tax documents. Store electronic copies in an encrypted cloud storage service or an external hard drive or both. Keep printed copies in a secure location. The IRS generally recommends retaining tax records for three years, but depending on your situation, you may need to keep them longer.
Report scams
If you think you are the target of a tax scam, report it immediately.
Stay vigilant, file with confidence and don’t let scammers steal your refund!